What is cash flow management?

Cash flow management is all about tracking how much money is coming in and going out of your business, and when.

If you’re doing it right, understanding your cash flow takes the guesswork out of running a business – allowing you to budget and predict how much cash you will have in the short or long-term. It is a vital tool for any business that can influence every aspect of running a business.

Why is it important?

As a business owner, it is critical to know how much money you currently have – and will have in the future. Practicing good cash flow management gives you the information you need to make important spending decisions.

Without good cash flow management strategies – it’s very difficult to grow when to employ staff, pay suppliers, invest in infrastructure, grow your business and more.

How can I manage my cash flow?

One option is to prepare your own cash flow projection to map out your future cash flow. To help you get started, we have created a step-by-step guides on How to Create a Cash Flow Projection and Managing Cash Flow for Small Business.

Another option is to enlist the help of simple bookkeeping software, like Cashflow Manager. Read on for the benefits Cashflow Manager can bring to your cash flow.

Quick and easy set-up

Get up and running in minutes with our intuitive columns and rows interface.

Cash flow strategy

Cashflow Manager’s dashboard gives you quick business and cash flow insights.

Get paid on time

Create, customise and send as many invoices as you need – tracking payments as they come in.

Relax about your BAS

Stay ahead of your obligations with easy BAS reporting.

Cash flow management just got simpler

More accurate than a crystal ball

Running a small business can often feel unpredictable – as though you’re dodging financial pitfalls hidden around every corner. Cashflow Manager’s intuitive accounting software lets you take back control. 

  • Map out your income and expenses on an easy-to-understand, yet powerful dashboard
  • Rid yourself of nasty gaps in your cash flow by automatically highlighting outstanding unpaid invoices
Cashflow Manager Dashboard screenshot
Man working on his motorbike

We'll do the work for you

Time is precious.

Small business budgeting and cash flow management doesn’t have to involve being hunched over a desk, analysing your sales numbers. Instead, throw away the calculator and let Cashflow Manager crunch the numbers for you.

Cashflow Manager can create Cash Flow Reports in just a few clicks. Make better business decisions with dozens of reports at your fingertips. 

Unclog your cash flow

Say goodbye to time consuming, manual data entry.

Use Bank Feeds* to connect your bank directly to your accounting software and watch safely and securely imports your transactions. Bank Feeds* cuts down on costly errors and makes bank reconciliation easy. 

*Bank Feeds is available for $5 a month with Cashflow Manager and Cashflow Manager Gold subscriptions. 

Man completing his bank reconciliation on his laptop
Woman sits at her laptop

Get paid on time

Late payers got you down? Create, send, and track an unlimited number of invoices with Cashflow Manager’s built-in invoicing software.

Cashflow Manager will automatically monitor any late payers – so you can avoid those unpleasant interruptions to your cash flow.

Australia-based customer support

Our Customer Engagement Team understands the needs of Australian small and micro businesses.

We’re here to help you through every step of your business journey via phone, email, and chat support. Plus, if you are the kind of person who likes to find the answer yourself, our extensive Knowledge Base is filled with step-by-step guides, videos and tips.

Cash flow and bookkeeping software for small businesses

Cashflow Manager, and associated products, are designed to run on a PC computer running Windows 8, 10 or 11. Mac users will need to download additional software.

Monthly Plan
Annual PlanSave 9%
EOFY OfferSave more!
  • Cashflow Manager Gold logo with gold banner
  • Single Touch Payroll & Superstream compliant
  • Record cashflow
  • Reconcile your bank accounts
  • Import bank statements
  • Create customer invoices
  • Manage money customers owe
  • BAS & ATO standard business reporting
  • Manage money owed to suppliers
  • Track inventory
  • Manage employee leave & superannuation
  • Calculate & generate payslips
  • Unlimited employees
  • Taxable payments reporting
  • Manage assets and loans
  • Bank feeds^
  • From $ 42 .90 monthly
    From $ 468 annually
    Now $ 351* annually**
    Incl. GST

  • Most popular
  • Cashflow Manager subscription logo with blue banner
  • Single Touch Payroll & Superstream compliant
  • Record cashflow
  • Reconcile your bank accounts
  • Import bank statements
  • Create customer invoices
  • Manage money customers owe
  • BAS & ATO standard business reporting
  • Manage money owed to suppliers
  • Track inventory
  • Manage employee leave & superannuation
  • Calculate & generate payslips
  • Unlimited employees
  • Taxable payments reporting
  • Manage assets and loans
  • Bank feeds^
  • From $ 24 .20 monthly
    From $ 264 annually
    Now $ 198* annually**
    Incl. GST

*Bank Feeds are available for both Cashflow Manager and Cashflow Manager Gold starting from $5/month with a monthly plan or $60/year with an annual plan.

Or try Cashflow Manager for free

No Credit Card Required.

Here's what our customers say:

As a volunteer Treasurer, with absolutely no accounting or book-keeping training, I would like to congratulate you on having such a great product (which I have been using since 2011) and absolutely incredible staff.

Karen Griffith

Karen GriffithTreasurer at Enfield Public School - P&C, NSW

Over 70% of clients use Cashflow Manager and 98% provide reconciled records.

Comparatively, 10%-20% of clients using other programs reconcile, which is a substantial difference.

Micheal Osborne

Micheal OsborneMcMahon Osborne Consulting - VIC

I recommend Cashflow Manager because it’s a very simple system.

Anybody can operate it. It can be adjusted for any business and finding out how your business is going is so easy with the report system.

Judith Roberts

Judith RobertsJulan Soft Furnishings - SA

Frequently asked questions

Cashflow Manager, and associated products, are designed to run on a PC computer running Windows 8, 10 or 11. Mac users will need to download additional software.

You can manage as many business files as you want within Cashflow Manager Gold – however, if you are using Cashflow Manager Gold to service more than one business entity you will need a subscription that support multiple “business files”.

Cashflow Manager programs are designed to be installed on a PC or laptop, running Windows 8, 10 or 11. If you need help installing the program on your computer, contact our support team between 7am and 7pm, Monday to Friday.

Our accounting software support is provided by our Australia-based Customer Engagement Team, who understand Australian small and micro businesses.

Phone: Give us a call from 7am to 7pm (ACST), Monday to Friday on (08) 8275 2000.
Email: Get personalised email support any day of the working week by contacting: info@cashflow-manager.com
Self-help: If you are the kind of person who likes to find the answer yourself, our extensive Knowledge Base is filled with step-by-step guides, videos and tips.

You have the option of either paying for the subscription annually or monthly. The minimum subscription term is 12 months. If you are on a monthly subscription, you have the freedom to cancel at any time after the first 12 months. Subscribers also have the flexibility to add or remove bank feeds or adjust the number of business files on their subscription at any time.

Subscribers can upgrade their plan at any time, but can only downgrade after the initial 12 months.

You can sign up for a 30-day free trial for Cashflow Manager in just a few minutes – without even providing credit card details.

You can upgrade to a full subscription at any point during your free trial.