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Cashflow Manager

ATO Clearing House closure? We’ve got you covered

With the ATO’s Small Business Superannuation Clearing House closing, Cashflow Manager has partnered with Colonial First State to give Cashflow Manager customers a simple, compliant alternative for super payments.


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ATO Small Business Clearing House

FirstChoice Super Clearing House

Colonial First State

The ATO’s Small Business Superannuation Clearing House (SBSCH) will close on 30 June 2026. If you currently rely on this service to pay employee super, you’ll need to move to a new clearing house before this date to remain compliant.

To support this change, Cashflow Manager has partnered with Colonial First State to provide free access to the FirstChoice Employer Super Clearing House. Sign up with Colonial First State to get started, keep your current default fund or choose FirstChoice Employer Super, and continue running payroll smoothly.

What this means for your business

If you’re currently using SBSCH, you’ll need to move to another super clearing house before it closes. Having a compliant solution in place will help you stay on track with your super obligations, including upcoming Payday Super requirements.

Cashflow Manager + FirstChoice Employer Super Clearing House provides a trusted solution that works alongside your existing Cashflow Manager payroll workflow. You will have the option to use CFS First Choice Employer Super as your default fund, or you can keep your existing default fund and payroll setup unchanged.
Colonial First State

How the partnership works

Colonial First State

Paying super is easy with FirstChoice Employer Super Clearing House:
      • Sign up as a participating employer with FirstChoice Employer Super to access the clearing house using the form below.
      • Run payroll in Cashflow Manager as usual and export your SAFF file.
      • Upload the file and make a single payment with no need to pay each fund individually.
      • The clearinghouse distributes the payments to your employees’ super funds automatically.

One upload, one payment, and the clearing house takes care of the rest!

Why use FirstChoice Employer Super Clearing House

Colonial FirstChoice Super Clearing House is backed by a long-standing Australian super provider and designed to support small businesses.

Effortless super processing

Upload your super details once and make a single payment, instead of paying multiple super funds individually.

Data validation

Contribution details are checked before submission to help reduce errors, rework, and payment delays.

Detailed reporting

Easily see when contributions have been submitted and distributed, so you can track payments with confidence.

Trusted & compliant

Backed by decades of experience, fully SuperStream compliant, and ready for Payday Super – giving your business peace of mind.

Employer Super, simplified

You can choose FirstChoice Employer Super as your default fund.

  • Strong long-term investment performance* and low admin fees^
  • Award-winning super that’s trusted by thousands of Australian employers
  • Fast, secure clearing house makes it easy to pay, track and manage employee super in one place
ATO Small Business Clearing House

FirstChoice Employer Super
​Employer Application Form

Get started with FirstChoice Employer Super for Employers and start contributing to your employees’ super accounts. Please review all information below and the important documents before applying.


Once you’ve signed up, a welcome kit from CFS will arrive via email within 1–2 days, which will include a link to set up your clearing house user account and begin making super payments.

Want Super sorted automatically?

Did you know in Reckon Payroll, Super is calculated, paid and reported automatically in your pay run workflow, helping you stay compliant with Payday Super without leaving the software.
Learn more
ATO Small Business Clearing House

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the issuer of FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557.


Any general financial product advice in this document has been prepared by AIL and does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 1300 654 666.


The clearinghouse facility is provided by SuperChoice Services Pty Limited (ABN 78 109 509 739), an authorised representative of PayClear Services Pty Limited (ABN 93 124 852 320). Employers should consider the SuperChoice Clearinghouse Combined Financial Services Guide and Product Disclosure Statement before deciding whether to apply to use the clearing house facility.


*Chant West MySuper Performance Outcomes Survey for FY25 received in November 2025. CFS was recognised by Chant West as having delivered the two highest overall investment outcomes to 30 June 2025 over 1, 3 and 5 years compared with all other MySuper products when aggregating the experience of all age cohorts. Source: Zenith CW Pty Ltd ABN 20 639 121 403, AFSL 226872/AFS Rep No. 1280401. The overall investment outcomes achieved by CFS for most members have been achieved by taking more investment risk than the majority of MySuper products. Third-party data does not contain all information required to evaluate the nominated service providers. To the extent that any Information provided is advice, it is limited to General Advice only and has been prepared without considering the objectives or financial situation of any individual, including target markets where applicable. It is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. Individuals should seek independent advice and consider the PDS or offer document before making any investment decisions. Data is provided in good faith and is believed to be accurate, however, no representation, warranty or undertaking is provided in relation to the accuracy or completeness of the data. Data is subject to copyright and may not be reproduced, modified or distributed without the consent of the copyright owner. Except for any liability which cannot be excluded, Chant West does not accept any liability whether direct or indirect, arising from use of the data. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full details on Chant West’s research methodology, processes and FSG.


^ FirstChoice Employer Super annual fees are 11% lower than the MySuper average based on the FirstChoice Employer Super Lifestage 1965-69 option for a member balance of $50,000. Fees may vary for different age cohorts. Source: Chant West Super Fund Fee Survey as at 30 September 2025.


Cashflow Manager and/or its associates may receive fees from AIL in connection with the advertising of and/or employer applications to join FirstChoice Employer Super. Such commercial arrangements do not affect the content that has been presented in relation to FirstChoice Employer Super, and should not be taken as an endorsement by Cashflow Manager.