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Learn how Cashflow Manager can help your Australian small business here with our informative articles.

December 2020

networking event

Three networking tips for your business

Some people love networking; others can’t stand it. Regardless, most see it as necessary in the world of business. In an article last year, Forbes claimed that networking is crucial to any career: that it’s “not only about trading information… [it] serves as an avenue to create long-term relationships with mutual benefits.” Whether you enjoy the process or not, if you feel there’s a chance networking could benefit you or your business, it’s worth putting yourself out there. Let these three [...]

November 2020


How to manage and embrace change in turbulent times

The new “working-from-home economy” is predicted to continue long past the pandemic that prompted it. That’s not all: e-commerce has likely changed forever as online shopping boomed during lockdowns; Zoom meetings and get-togethers are now commonplace; and we all now know how to properly wash our hands. More things will change, and some will never return to “normal”. With human beings naturally wired to resist change, we’re taking a look at strategies that can help you manage your stress in [...]

Business growth

Growing your business in a post-pandemic era

Few events have as big an impact on the global economy than a pandemic. Almost every industry has been affected by COVID-19, whether negatively or positively; and for some, it simply prompted a closer look at how they – or their business – operated. When the initial wave struck, supply chains were shaken, and there were immediate questions regarding how the health crisis would impact consumer behaviour and trade. Small businesses – even those deemed essential, like independent contractors working [...]

October 2020


Time saving tips for the savvy small business owner

We all have those days where you sit down with your morning coffee, read a few emails, then look at the clock and it’s already 2pm. Time just slips away from us, and for business owners, this happens far too often. Unfortunately you can’t add more hours to the day, so here are our tips on time saving for business owners. Plan ahead Planning, preparing, and organising your day helps map out what needs to be done, when, and by who. Scheduling [...]

federal budget

2020 Federal Budget Breakdown

On Tuesday 6th October 2020, Treasurer Josh Frydenberg delivered a budget that aims to jumpstart the economy, as we move through the uncertain times COVID has created. There’s a lot to take in, so we’ve highlighted the Federal Budget changes that will benefit small business almost immediately.   Instant asset write-off extension: The Government has extended the instant asset write off that had already been expanded, so small businesses can claim a tax deduction for the full value of assets purchased until 30th June 2022, rather than claim depreciation amounts over several [...]

July 2020

Small business culture

On average, we spend 90,000 hours at work in our lifetime. So, as a business owner, making sure your workplace has a positive culture, is the best thing you can do for your company. Culture, as defined by the Cambridge Dictionary is “the way of life, especially the general customs and beliefs, of a particular group of people at a particular time”. So, what makes the culture in a workplace positive?   Atmosphere  Culture in the workplace can make or break an organisation. Without a positive culture, employees will struggle to find value in their work. In turn, this can lead to low productivity, stress, and poor morale, [...]

May 2020

goals and objectives

Business Planning: Goals and Objectives

Goals and objectives steer a new business in the right direction and help to keep an existing business on the right track. Think about it, you need a final destination before you can land a plane. Including your business goals and objectives in your business plan is giving the reader confidence in you and the future of the company. In this section of ‘Business Planning,’  we will cover how to set your business goals and objectives. To start, you need a [...]

July 2019

Customise customer invoices

How To Customise Your Customer Invoices

Sending invoices is a major role for a business owner, without them, you don’t get paid. Cashflow Manager has the functionality to customise your customer invoices. By using a customised layout, you can add on a logo or image, personalized messaging, payment terms and payment information. The Customised Layout function is located in the Invoice Manager module under the Tools menu. In there you have the option to customise Invoices, Adjustment Notes, Picking Slips, Purchase Orders, Purchase Invoices, Receipts and Statements. To [...]

June 2019

single touch payroll

Simple, Low Cost Single Touch Payroll Compliant Software

We are excited to release a low-cost, Single Touch Payroll (STP) solution for very small businesses: Wages 1-4. We released this solution in response to an ATO initiative aimed to assist businesses with very few employees, who do not currently use payroll software, to begin Single Touch Payroll reporting. Our pricing and product features are set according to the ATO’s guidelines. You can see Wages 1-4 listed here on the ATO no-cost and low-cost STP solutions register. Wages 1-4 looks and [...]

February 2019

What do the Banking Royal Commission findings mean for Australian Small Business and Agribusiness?

What do the Banking Royal Commission findings mean for Australian Small Business and Agribusiness?

The final findings and recommendations by Commissioner Hayne were released to the public on Monday 4th February. We have sifted through the 76 recommendations and drawn out those which will impact SMEs and those in the agricultural industry specifically. SMEs The definition of small business This will be simplified so that an additional 10,000 to 20,000 additional SMEs in Australia will be governed by the Banking Code. This will offer better protection for these businesses when dealing with their banks. Credit assessment process There [...]